WARDITA, I. W.; GUNASTRI, N. M. CELAH-CELAH PENURUNAN SUKU BUNGA PINJAMAN DALAM RANGKA MEMBERDAYAKAN UMKM. Forum Manajemen, [S. l.], v. 10, n. 1, p. 50–59, 2012. DOI: 10.61938/fm.v10i1.22. Disponível em: https://ojs.stimihandayani.ac.id/index.php/FM/article/view/22. Acesso em: 13 jul. 2025.